Halloween Financial Horror

A humorous break from the dividend investing talk...

EDIT: At the time this blog entry was posted I had a Youtube video here. That has been removed but I want the rest of my content to be remain. Nothing hidden no past mistakes ignored. All out in the open.

I learned an important lesson from this. Diversification of income and assets. At that time I only had my 401k, much like many good little citizens doing what they have been advised by Wall Street. That shock that it could have been gone was enough for me to realize that I needed multiple accounts and multiple ways for providing for my future.

Disclaimer: The investments and trades in my videos and blog entries are not recommendations for others. I am not a financial planner, financial advisor, accountant, or tax adviser. The financial actions I talk about are for my own portfolio and money and only suited for my own risk tolerance, strategy, and ideas. Copying another person's financial moves can lead to large losses. Each person needs to do their due diligence in researching and planning their own actions in the financial markets.

Week 79 update

EDIT: At the time this blog entry was posted I had a Youtube video here. That has been removed but I want the rest of my content to be remain. Nothing hidden no past mistakes ignored. All out in the open.

Dividend investing takes time but patience is rewarded. Look back to the first couple months and what was I saying. Don't get disheartened by the low income now its about the future. Things will build upon itself. Just one and a half years later and we can see the beginning of the growth. The fourth and first quarters is when the dividend raises take place. MCD and AFL already gave theirs. ABT has theirs with the split. The Model Portfolio got in front of these and we will see the yield on cost start to rise.


Weekly Activity
$100 deposit into Trading
$8.57 dividend from AGNC
$0.91 dividend from ERF
AFL raised dividend 6%


Model Portfolio Totals

Trading Account: 2,225.78

Investing Account: $4,611.68
Estimated Monthly Income: $19.39 ($0.508 from DRIP)
Stock
     ABT: $0.77 ($0.012 from DRIP)
     AFL: $0.67 ($0.010 from DRIP)
     MCD: $0.70
     STX: $2.01 ($0.010 from DRIP)
     WMT: $0.59 ($0.014 from DRIP)
Energy
     COP: $0.79 ($0.025 from DRIP)
     ERF: $0.92 ($0.076 from DRIP)
     WHZ: $3.68
REITs
     AGNC: $2.86
     O: $1.16 ($0.057 from DRIP)
BDCs
     TCAP: $2.32 ($0.098 from DRIP)
Bonds
     JNK: $1.74 ($0.140 from DRIP)
     PCY: $1.18 ($0.064 from DRIP)
Maneuvering Cash: $1,022.61

Savings Account: $2,075.20
Emergency Fund: $1,000
General/Car Fund: $725.20
Portfolio Protection
     Trading Account: $100
     Investing Account: $250


Disclaimer: The investments and trades in my videos and blog entries are not recommendations for others. I am not a financial planner, financial advisor, accountant, or tax adviser. The financial actions I talk about are for my own portfolio and money and only suited for my own risk tolerance, strategy, and ideas. Copying another person's financial moves can lead to large losses. Each person needs to do their due diligence in researching and planning their own actions in the financial markets.

Week 78 update

EDIT: At the time this blog entry was posted I had a Youtube video here. That has been removed but I want the rest of my content to be remain. Nothing hidden no past mistakes ignored. All out in the open.

Weekly Activity
$100 deposit into Investing
Purchased 8.6851 shares of STX


Model Portfolio Totals

Trading Account: 2,125.78

Investing Account: $4,649.32
Estimated Monthly Income: $19.35 ($0.504 from DRIP)
Stock
     ABT: $0.77 ($0.012 from DRIP)
     AFL: $0.64 ($0.010 from DRIP)
     MCD: $0.70
     STX: $2.01 ($0.010 from DRIP)
     WMT: $0.59 ($0.014 from DRIP)
Energy
     COP: $0.79 ($0.025 from DRIP)
     ERF: $0.91 ($0.072 from DRIP)
     WHZ: $3.68
REITs
     AGNC: $2.86
     O: $1.16 ($0.057 from DRIP)
BDCs
     TCAP: $2.32 ($0.098 from DRIP)
Bonds
     JNK: $1.74 ($0.140 from DRIP)
     PCY: $1.18 ($0.064 from DRIP)
Maneuvering Cash: $1,022.61

Savings Account: $2,075.20
Emergency Fund: $1,000
General/Car Fund: $725.20
Portfolio Protection
     Trading Account: $100
     Investing Account: $250



Disclaimer: The investments and trades in my videos and blog entries are not recommendations for others. I am not a financial planner, financial advisor, accountant, or tax adviser. The financial actions I talk about are for my own portfolio and money and only suited for my own risk tolerance, strategy, and ideas. Copying another person's financial moves can lead to large losses. Each person needs to do their due diligence in researching and planning their own actions in the financial markets.

What are Stock Options?

EDIT: At the time this blog entry was posted I had a Youtube video here. That has been removed but I want the rest of my content to be remain. Nothing hidden no past mistakes ignored. All out in the open.

Before anyone starts jumping in with "You forgot about X"... this is a VERY BASIC overview of stock options. I wanted to just go over them conceptually to start things off with.

Now this is not to say I will be jumping into them with the trading account. A big part of why I want to go over them is that stock options are very common and can be very appealing. The Theoretical Family has had 1.5 years to educate themselves and read up on things about the markets. Options should be an option... pun intended.



Disclaimer: The investments and trades in my videos and blog entries are not recommendations for others. I am not a financial planner, financial advisor, accountant, or tax adviser. The financial actions I talk about are for my own portfolio and money and only suited for my own risk tolerance, strategy, and ideas. Copying another person's financial moves can lead to large losses. Each person needs to do their due diligence in researching and planning their own actions in the financial markets.

Week 77 update

EDIT: At the time this blog entry was posted I had a Youtube video here. That has been removed but I want the rest of my content to be remain. Nothing hidden no past mistakes ignored. All out in the open.

Weekly Activity
$100 deposit into Trading
$1.16 dividend from O
$1.56 dividend from JNK


Model Portfolio Totals

Trading Account: 2,125.78

Investing Account: $4,551.26
Estimated Monthly Income: $18.42 ($0.504 from DRIP)
Stock
     ABT: $0.77 ($0.012 from DRIP)
     AFL: $0.64 ($0.010 from DRIP)
     MCD: $0.70
     STX: $1.08 ($0.010 from DRIP)
     WMT: $0.59 ($0.014 from DRIP)
Energy
     COP: $0.79 ($0.025 from DRIP)
     ERF: $0.91 ($0.072 from DRIP)
     WHZ: $3.68
REITs
     AGNC: $2.86
     O: $1.16 ($0.057 from DRIP)
BDCs
     TCAP: $2.32 ($0.098 from DRIP)
Bonds
     JNK: $1.74 ($0.140 from DRIP)
     PCY: $1.18 ($0.064 from DRIP)
Maneuvering Cash: $1,022.61

Savings Account: $2,075.20
Emergency Fund: $1,000
General/Car Fund: $725.20
Portfolio Protection
     Trading Account: $100
     Investing Account: $250


Disclaimer: The investments and trades in my videos and blog entries are not recommendations for others. I am not a financial planner, financial advisor, accountant, or tax adviser. The financial actions I talk about are for my own portfolio and money and only suited for my own risk tolerance, strategy, and ideas. Copying another person's financial moves can lead to large losses. Each person needs to do their due diligence in researching and planning their own actions in the financial markets.

Week 76 update

EDIT: At the time this blog entry was posted I had a Youtube video here. That has been removed but I want the rest of my content to be remain. Nothing hidden no past mistakes ignored. All out in the open.

The $0.50 interest payment from cash in the investing account should have been listed last week. The savings account I have not added in interest in as the money is in a savings account with my credit union.... which apparently is not paying a yield of note. I'm going to have to get that transferred to the Sharebuilder savings account this month. Just wanted to bring that up as that number not changing is not due to me missing it.



Weekly Activity
$100 deposit into Savings
Bought 2.73 shares of MCD
$0.50 interest from cash position in Investing account.


Model Portfolio Totals

Trading Account: 2,025.78
Estimated Monthly Income: $0
Max loss per trade (1% of account): $20.25
Portfolio stop (3% account): $60.75

Investing Account: $4,603.22
Estimated Monthly Income: $18.41 ($0.490 from DRIP)
Stock
     ABT: $0.77 ($0.012 from DRIP)
     AFL: $0.64 ($0.010 from DRIP)
     MCD: $0.70
     STX: $1.08 ($0.010 from DRIP)
     WMT: $0.59 ($0.014 from DRIP)
Energy
     COP: $0.79 ($0.025 from DRIP)
     ERF: $0.91 ($0.072 from DRIP)
     WHZ: $3.68
REITs
     AGNC: $2.86
     O: $1.15 ($0.053 from DRIP)
BDCs
     TCAP: $2.32 ($0.098 from DRIP)
Bonds
     JNK: $1.73 ($0.131 from DRIP)
     PCY: $1.18 ($0.064 from DRIP)
Maneuvering Cash: $1,022.61

Savings Account: $2,075.20
Emergency Fund: $1,000
General/Car Fund: $725.20
Portfolio Protection
     Trading Account: $100
     Investing Account: $250




Disclaimer: The investments and trades in my videos and blog entries are not recommendations for others. I am not a financial planner, financial advisor, accountant, or tax adviser. The financial actions I talk about are for my own portfolio and money and only suited for my own risk tolerance, strategy, and ideas. Copying another person's financial moves can lead to large losses. Each person needs to do their due diligence in researching and planning their own actions in the financial markets.

McDonald's (MCD)

EDIT: At the time this blog entry was posted I had a Youtube video here. That has been removed but I want the rest of my content to be remain. Nothing hidden no past mistakes ignored. All out in the open.

I mentioned that the dividend has grown quite well over the past 5 years since the Great Recession started but their dividend raises go beyond that. 35 straight years they have raised dividends that's quite an achievement considering all the other investing and trading fads out there that come and go.

I made the video a few days ago and am posting it now. Since that time McDonald's has filed paperwork to start selling bagged coffee. Their McCafe line of specialty coffee drinks now accounts for 6% of their sales. As I mention in the video, they got rich from a dining experience more so then by selling hamburgers. The success of the McCafe line shows us that they can adapt and win at changing tastes and new trends.

Disclaimer: The investments and trades in my videos and blog entries are not recommendations for others. I am not a financial planner, financial advisor, accountant, or tax adviser. The financial actions I talk about are for my own portfolio and money and only suited for my own risk tolerance, strategy, and ideas. Copying another person's financial moves can lead to large losses. Each person needs to do their due diligence in researching and planning their own actions in the financial markets.

Dreams and Goals part 2

EDIT: At the time this blog entry was posted I had a Youtube video here. That has been removed but I want the rest of my content to be remain. Nothing hidden no past mistakes ignored. All out in the open.

I want to make it clear how critical it is to not get stuck dreaming especially when it comes to finance. We are mortal beings. We have even less time for our working years where we are old enough for a job yet not old enough to be too frail. Add in the years where we don't care about debt and then more years to pay it off and you do not have much time left. We do not have time to waste idly.

Disclaimer: The investments and trades in my videos and blog entries are not recommendations for others. I am not a financial planner, financial advisor, accountant, or tax adviser. The financial actions I talk about are for my own portfolio and money and only suited for my own risk tolerance, strategy, and ideas. Copying another person's financial moves can lead to large losses. Each person needs to do their due diligence in researching and planning their own actions in the financial markets.

Week 75 update

EDIT: At the time this blog entry was posted I had a Youtube video here. That has been removed but I want the rest of my content to be remain. Nothing hidden no past mistakes ignored. All out in the open.

Weekly Activity
$100 deposit into Investing
$0.92 dividend from ERF
$6.83 dividend from TCAP



Model Portfolio Totals

Trading Account: 2,025.78
Estimated Monthly Income: $0
Max loss per trade (1% of account): $20.25
Portfolio stop (3% account): $60.75

Investing Account: $4,575.53
Estimated Monthly Income: $17.71 ($0.490 from DRIP)
Stock
     ABT: $0.77 ($0.012 from DRIP)
     AFL: $0.64 ($0.010 from DRIP)
     STX: $1.08 ($0.010 from DRIP)
     WMT: $0.59 ($0.014 from DRIP)
Energy
     COP: $0.79 ($0.025 from DRIP)
     ERF: $0.91 ($0.072 from DRIP)
     WHZ: $3.68
REITs
     AGNC: $2.86
     O: $1.15 ($0.053 from DRIP)
BDCs
     TCAP: $2.32 ($0.098 from DRIP)
Bonds
     JNK: $1.73 ($0.131 from DRIP)
     PCY: $1.18 ($0.064 from DRIP)
Maneuvering Cash: $1,272.11

Savings Account: $1,975.20
Emergency Fund: $1,000
General/Car Fund: $625.20
Portfolio Protection
     Trading Account: $100
     Investing Account: $250


Disclaimer: The investments and trades in my videos and blog entries are not recommendations for others. I am not a financial planner, financial advisor, accountant, or tax adviser. The financial actions I talk about are for my own portfolio and money and only suited for my own risk tolerance, strategy, and ideas. Copying another person's financial moves can lead to large losses. Each person needs to do their due diligence in researching and planning their own actions in the financial markets.