Tuesday, December 31, 2013

Monthly Update: December 2013

Portfolio Activities
     $1300 deposits into investing account
     Bought 10 shares of RKT @ $98
     Bought 31 shares of TCPC @ $15.94
     Bought 23 shares of POT @ $32.96
     DRIP 0.0856 shares of KO

Portfolio Income
     AFL: $2.15
     IBM: $1.90
     KO: $3.26 (DRIPed)
     MCD:  $2.23
     ARCP: $2.67
     PSEC: $7.50
     TCPC: $12.82
     COP: $2.51
     NDRO: $4.73
     BLV: $5.62
     JNK: $1.45
     PCY: $1.93
     Interest on Cash: $0.71
Rental Income
     Townhouse 1 $855

For the month I received $49.48. For the year I received $405.04 in payments which is by far my best year with this portfolio. I finished of 2013 with a lot of deposits. I kicked it up and this amount will be around my new standard for 2014. I am not sure if I can contribute that much in 2015 but I will keep at it as long as I can. For me to hit my $1,000 in dividends in one year goal I will need to more then double this year but I think I can do it.

January should be a great month for me. I got a slight raise at work and my company buys back vacation. They let us keep some but too much and they offer to buy it back at our normal wage. I plan to put that all into my investing.

I received my KO dividend as extra shares. This was purely by accident as Sharebuilder by default has DRIP turned on and I had forgotten to turn it off in time. I generally do not like to DRIP my dividends because your overvalued companies will be buying high vs just saving the dividends for whatever cheap undervalued stock you buy in the future.
I'm now reporting the interest from the cash position. Sharebuilder allows for you to choose savings account rates or money market rates. Its only getting me 1% or so but it is something.

My current renter's lease is up in February. It will be critical that they sign up if I'm to hit my 2014 goals. Each month I am vacant will lower $855 of income I have and a large part of my investing deposit counts on this. Without it I'll have to pay the mortgage out of pocket.

Disclaimer: The investments and trades discussed are not recommendations for others. I am not a financial planner, financial advisor, accountant, or tax adviser. The financial actions I talk about are for my own portfolio and money and only suited for my own risk tolerance, strategy, and ideas. Copying another person's financial moves can lead to large losses. Each person needs to do their due diligence in researching and planning their own actions in the financial markets.


  1. Hope you can get the townhome leased up quickly. I'm planning on picking up a rental property in 2014, hopefully early to mid 1Q. You had a solid increase in dividends from September to December, ~25%. Just keep on saving and investing and the snowball will continue to build. Happy 2014!

  2. Good update... Each month and each deposit makes the snowball get bigger..

    Is you POT position correct in the investing account spreadsheet... An average in price around under 8 dollars??

    1. I added in my extra shares but didn't add it into my cost lol. Its been adjusted. Thanks for catching that.

  3. Awesome!

    $1300 deposits into investing account <-----now we're talking! Pretty easy to grow accounts if you can keep this up!

    I looked at RKT very briefly and the fundamentals appear strong. Seems like a good one.

  4. Congrats on the 2013 dividend perfomance. I'm looking to hit the rental market soon (likely mid year). I'm curious to see what the experience brings.